We pay SO MUCH tax... My net income is 70% of what it would be (30% tax) and I'm very close to the average salary here I think. After that, our sales tax is 15% (provincial and federal together) on anything we buy. Driver's licenses and vehicle registration is CRAZY expensive too, especially for motorcycles which are used for just a couple months out of the year. Cigarettes are taxed like crazy too and I'm pretty sure alcohol is more expensive here because of being taxed.
Thursday, February 9, 2012
We have a lot of programs though. Ones I know most about are for children. I get a pretty decent amount of money for having kids... This amount is based on the family revenue and what I'm getting now is based on 2010 the year my husband only worked 3.5 months so it was lower than with two full salaries and it gives me about 8500$ for that year in amounts received monthly or every 3 months (some federal, some provincial). It's not a bad supplement.
As well, we get credits that reimburse part or all of the sales tax paid depending on how much we make. These days I seem to be getting back about the equivalent of 10% of the sales tax that I pay, but someone with a very low income would get it all back (the 15% sale tax) in quarterly deposits. So it's not too bad for them on that. They also don't pay income tax if they make under a certain amount but I think it's like that everywhere.
My cousin has 3 kids and their revenue is low enough that she gets the maximum in all credits. She gets about 1500$/month so 18 000$ a year for the kids.
As frustrating as it is to pay like we do, most people accept that it's for the best. Because of this money families get, every child has the possibility of being well-dressed, owning a computer, taking courses outside of school, going to college and university and having a better situation than their parents did. No one is stuck in the poor cycle except by the way they were raised and values their parents taught them.
There's a lot of controversy about how the government spends our money and there's so much waste. SO MUCH. I don't know anyone who is against universal healthcare though despite this and the crazy high taxes. And I've never heard of negative comments from people without children about how they pay for another person's maternity leave or pay for their child benefits. It's the way it is simply.
Another program that is interesting is for young moms, especially high school drop outs. My cousin seriously sucked in school and had not even completed grade 7 when she had her daughter (she had been failing for 3 years...). She entered a program that paid for her to finish the amount of high school needed to go to hairdressing school. It paid her an amount that she was able to live on. Rent, food, transportation, daycare. It was not a hardship for her to get herself out of a life of working the crappiest of the crap jobs even if she had a baby so young. She was able to get it done and work a decent job as a hairdresser with the help of this program.
When I see the situations they show on TV of teens giving up their baby for adoption or teens keeping the baby but having to depend on their parents to take care of both them and the baby... It's just not something that happens here so it's kind of shocking for me. Babies don't go up for adoption. If they don't want the baby, they get an abortion, but a lot keep the baby and can still go on to a good independent life after the initial period of needing help.